Insurance companies are failing to get their heads round what the ageing dynamic means for us by thinking about themselves – not surprising as they are risk-averse with shareholders and stakeholders.

These news stories turn the focus on specific companies, but the sector as a whole is problematic worldwide.

What should the new offer be to policy holders?

How does this all fit with the State’s responsibilities?

Thought pieces in 2018 to follow on the NewOld.